This course is suitable for anyone who works in the Regulated Sector, or in other organisations where prevention of financial crime is important, and provides learners with a thorough understanding of the forms of financial crime, including bribery, money laundering, and terrorist financing. The course also looks at how to spot potential signs of financial crime, and what action to take if you are aware that, or suspect that, financial crime has taken place. The course includes optional voiceover recorded by a professional actor and includes downloadable resources, culminates with an assessment and provides certification upon completion to evidence the learning provided. It is specifically designed to give learners a better understanding of the nature of financial crime, what signs to look out for and what actions to take.
Kontrol internal merupakan bagian penting dari kelanjutan pertumbuhan, kinerja, dan kesuksesan setiap organisasi. Tanpa sistem pengendalian internal yang efektif di tempat, organisasi Anda mungkin akan menghadapi resiko hukum dalam berbagai bidang, termasuk pelaporan keuangan yang rusak, praktik penipuan, dan banyak lagi. Anda mungkin bertanggung jawab untuk biaya dan denda yang besar, menghadapi tuntutan hukum yang serius, menjadi sasaran kegiatan audit yang semakin meningkat, atau tidak sadar bertabrakan dengan undang-undang pemerintah dan peraturan yang lebih ketat saat ini.
Lokakarya ini dirancang untuk memberikan pemimpin bisnis seperti Anda working blueprint untuk membantu membangun sistem pengendalian internal yang efektif dan efisien yang fungsional, praktis, sederhana untuk diterapkan, dan sesuai serta lengkap dengan semua panduan hukum yang kompleks saat ini.
Salah-satu resiko bisnis yang patut diantisipasi perusahaan adalah terjadinya fraud atau kecurangan. Kerentanan akan fraud dapat dialami oleh perusahaan manapun, walau kerap terjadi di perusahaan kecil. Perusahaan besar pada umumnya sudah memiliki manajemen anti-fraud, karena ketersediaan dana dan juga karyawan yang bisa melakukan fungsi pengawasan secara optimal. Namun, kerentanan ini tidak bisa dihilangkan begitu saja. Fraud adalah sebuah istilah yang artinya sebuah perbuatan kecurangan yang melanggar hukum (illegal-acts) yang dilakukan secara sengaja & sifatnya dapat merugikan pihak lain. Istilah keseharian adalah kecurangan diberi nama yang berlainan seperti pencurian, penyerobotan, pemerasan, penjiplakan langsung dan/atau tidak langsung merugikan pihak lain.
Dampak dari praktek-praktek tersebut sangat beragam, tetapi secara umum dapat dikatakan bahwa ciri daripada fraud adalah adanya keuntungan yang tidak wajar dari para pelakunya, baik individu, kelompok atau organisasi/perusahaan, yang tentu saja diimbangi dengan adanya kerugian dari pihak lain. Untuk mencegah terjadinya tindakan fraud harus dilakukan di setiap lini transaksi dan untuk itu setiap karyawan harus memahami potensi risiko munculnya tindakan fraud dan dampaknya bagi bank/perusahaan jika terjadi tindakan fraud serta mengetahui tindakan apa yang harus dilakukan jika terjadi fraud, salah satunya adalah dengan menjalankan prosedur eskalasi.
Materi Pokok
- An introduction to financial crime
- The different forms of financial crime, the impact that financial crime has, the potential consequences of breaking the law, and the key pieces of financial crime legislation
- Bribery: the signs
- What to look out for as potential indicators of bribery, how suspicious activity may differ in different departments including purchasing and contracting, consultants and agents, and sales and marketing.
- Bribery: taking action
- The importance of taking action if you suspect bribery has taken place or know it has happened, following your organisation’s procedures, understand your organisation’s policies, and how to report your concerns.
- Money-laundering: what is money-laundering?
- What money laundering covers, the different stages of money laundering, what constitutes criminal property, and the Money Laundering, Terrorist Financing and Transfer of Funds (Information of the Payer) Regulations 2017.
- Money laundering: the signs
- What to look out for as potential indicators of money laundering.
- Money laundering: taking action
- The importance of taking action if you suspect bribery has taken place or know it has happened, the role of the money laundering reporting officer and the relevant person, the importance of record keeping, the employee’s responsibilities, your organisation’s policy and procedures, what action to take, and suspicious activity reports.
- Terrorist financing
- How financial crime is linked to terrorist activity, how terrorist groups obtain money, the activity criminalised by the Terrorism Act 2000 including money laundering, fundraising, arrangements, and use and possession, tipping off, and what action you and your organisation needs to take.
- Customer due diligence
- The purpose of due diligence, when to apply due diligence, what due diligence involves, when to apply enhanced due diligence, and sanctioned customers and businesses.
- Internal Controls Essentials
- Proven procedures for developing strong internal controls
- Types of internal controls that are critical to your organization’s financial health and operations
- The components of an internal controls system, and the criteria for assuring the effectiveness of each component
- SOX, COSO, and AICPA — gain a working understanding of the recommendations and requirements of each
- Methods for establishing systems that continually assure legal compliance, both short and long term
- Case Study: When careless practices cost … and cost BIG! Learn from the mistakes, missteps, and oversights of otherwise strong organizations
- How to examine your existing internal controls and pinpoint trouble spots before they get out of hand
- Criteria to define just how strict, stringent, or structured your internal control procedures should be
- Strategi Anti Fraud
- Definisi Fraud
- Faktor-factor pemicu terjadinya Fraud
- Dampak Fraud
- Pencegahan Fraud
- Mengapa & Bagaimana
- Strategi Pencegahan
- Penerapan di bank/ perusahaan
- Action Plan Jika terjadi Fraud
- Whistle Blowing System (WBS)
- What is Whistle Blowing System?
- Jenis-jenis pelanggaran
- Istilah-istilah dalam WBS
- Kerangka dasar dan mekanisme WBS
- Membangun Mekanisme WBS di perusahaan
- Strategi penegakan terhadap pelaporan pelanggaran yang terjadi
- Implementasi WBS
- Tata cara menerima pelaporan
- Tata cara berkomunikasi dengan pelapor
- Keterampilan menggali data dan informasi
- Keterampilan menganalisa data dan informasi
- Studi Kasus WBS
- Indikator Kecurangan (Red Flags)
- Efektivitas Indikator Kecurangan (Red Flags)
- Persepsi Red Flags
