Mobile Payments & eWallet Integration
Mobile Payments & eWallet Integration
Deskripsi
Pelatihan ini dirancang untuk membekali divisi IT bank dengan kemampuan teknis mendalam dalam pengembangan, integrasi, dan manajemen sistem pembayaran mobile serta eWallet. Peserta akan mempelajari arsitektur, protokol, API, dan standar keamanan yang digunakan pada transaksi digital, termasuk QR-based payments, NFC, tokenization, dan open banking integration. Fokus pelatihan mencakup end-to-end lifecycle mobile payment, dari integrasi sistem backend bank dengan penyedia eWallet, pemrosesan transaksi real-time, hingga monitoring dan rekonsiliasi transaksi. Selain aspek teknis, pelatihan ini juga membahas praktik keamanan transaksi digital, kepatuhan terhadap regulasi perbankan dan fintech, serta strategi mitigasi risiko fraud dan cyber threat. Peserta akan mampu merancang solusi mobile payment yang aman, scalable, dan seamless, mengoptimalkan pengalaman nasabah, serta memastikan integrasi eWallet berjalan efektif dengan core banking system dan layanan digital lainnya.
Tujuan
Memahami ekosistem mobile payments dan eWallet dalam konteks perbankan Menguasai arsitektur, protokol, dan API integrasi mobile payments Mampu mengembangkan, menguji, dan mengelola sistem transaksi digital real-time Menguasai teknik keamanan digital dan mitigasi risiko fraud Memahami regulasi dan compliance untuk mobile payments dan eWallet Mampu melakukan monitoring, rekonsiliasi, dan troubleshooting transaksi digital Mengintegrasikan solusi mobile payment dengan core banking dan layanan digital bank lainnya
Materi
A. Konsep Mobile Payments & eWallet Overview mobile payments, QR payments, NFC, P2P transfers eWallet ecosystem: issuer, acquirer, payment gateway, fintech partners Tren dan inovasi teknologi pembayaran digital di perbankan B. Arsitektur Sistem dan Integrasi Core banking integration dengan payment gateway dan eWallet API Transaction lifecycle: initiation, authorization, settlement, reconciliation Real-time vs batch processing C. API Development & Integration RESTful API, Webhooks, JSON/XML payloads Authentication & authorization: OAuth2, JWT, tokenization Error handling, retries, and idempotency D. Security & Fraud Mitigation Encryption at rest & in transit, secure key management Multi-factor authentication (MFA), device binding, and transaction limits Fraud detection mechanisms and anomaly monitoring E. Compliance & Regulatory Requirements OJK and Bank Indonesia guidelines for digital payments PCI-DSS compliance, AML/KYC integration Data privacy and transaction audit requirements F. Monitoring, Analytics & Troubleshooting Transaction monitoring dashboards Logging, alerting, and anomaly detection Root cause analysis for failed or suspicious transactions G. Testing & Quality Assurance Functional, performance, and security testing for mobile payments Sandbox testing with partner eWallet providers Load and stress testing for high-volume transactions H. Best Practices & Scalability High availability and redundancy for transaction processing Version control, CI/CD, and deployment strategy Continuous improvement, documentation, and knowledge transfer
Metode
Pre-test Presentation Discussion Case study Post-test
Fasilitas
Training Kit (Tas, Hand out, Flashdisk, Block note, Pulpen dll) Certificate Souvenir 2x Coffee Break, 1x Lunch PRICE (Running dengan kuota minimal 3 peserta)